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Buying made easy?
Home Inspection News

Agents are divided, but Home Information Packs are winning fans, says Graham Norwood More unnecessary and costly bureaucracy or a time-saving, financially prudent exercise? Home Information Packs (Hips), which come into force in June 2007, have divided the property industry. But what about the people they are supposed to help? Well, Gary Cooper says the old adage that buying a house is one of life's most stressful experiences is complete nonsense - thanks to Hips.

 
Government Timeline for Home Information Pack Reform published
Home Inspection News

Key milestones for the Home Information Pack programmes are published today, setting out what Government and industry need to do to ensure that Home Information Packs are successfully launched to consumers on 1 June 2007. 

Home Information Packs are a key part of a programme of reforms including electronic conveyancing, improved search processes and an estate agents redress system which will ensure consumers get a better deal when it comes to buying and selling a home.

 
What are the Benefits to First Time Buyers?
Frequently Asked Questions
  • First time buyers are the most vulnerable and least experienced participants in the home buying process.  They need hard reliable information to inform their decisions.  Home Information Packs will provide this
 
What's wrong with the current system?
Frequently Asked Questions
  • Currently, one million pounds a day is wasted on failed transactions and buyers often spend hundreds of pounds on valuations, legal advice and searches on transactions that ultimately break down. By providing key information at the beginning of the process, Home Information Packs will prevent waste and significantly cut the number of sales that fall through
  • survey carried out when buying a home.
 
What will HIPs deliver?
Frequently Asked Questions
  • Transaction Improvements by reducing the abortive costs to consumers and the industry as well as reducing the number of failed transactions caused by survey or valuation inspection finding. 
 
Independent Estate Agents will lose out
Home Inspection News
Local independent estate agents are running the risk of losing their independence when HIPs are introduced, says Hailstone, as new major corporate players enter the market in the wake of HIPs. The announcement by supermarket chain ASDA that they are to enter the home sales market and will give HIPs away free is a perfect example of what is likely to happen. In my view, local estate agents need to act now to protect their independence not wait until next year.

 
Mortgage lenders support HIPS
Home Inspection News
The CML welcomes the timeline that the Office of the Deputy Prime Minister has today published for implementing home information packs. The CML regards this as essential to enable the ODPM and the industry to work together to an agreed timetable, and to monitor whether progress is on track.

 
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